LOAN OPTIONS

Integrity Lending Solutions offers the standard 30, 25, 20, and 15-year fixed loans you may be familiar with, but we also offer flex term loans allowing you to customize your loan. You can choose a fixed term from anywhere between 8 and 30 years.

If you are in a 30-year loan and only have 27 years left we can put you into a 26-year fixed term so you don’t lose any interest you’ve already paid.

We can tailor fit your term on a home purchase or refinance using a conventional or FHA loan.

On top of that we are fast! We can close your loan within 30 days and in most cases in less than a few weeks!

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Conventional Loans:

Home Purchase (quick turn times and low-down payments)

One month’s rent could get you into your dream home, that is because we offer a 1% down payment program. You put down 1% and your lender contributes 2% or up to $5,000 giving you 3% equity in your home, then you finance the rest using a conventional loan.

30 Year Fixed

15 Year Fixed

Flex Term Fixed

Refinance Loans:

Rate and Term (lower your interest rate)

Cash out, debt consolidation (pay off some debt or home improvements)

30 Year Fixed

15 Year Fixed

Flex Term Fixed

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FHA Loans:

Home Purchase

Minimum down payment of 3.5% per the Federal Housing Authority

Refinance Loan:

Allows you to use more equity in your home that a conventional loan to pull cash out or refinance a higher balance.

Streamline refinance

In most cases no appraisal required and we must lower your interest rate using this program.

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VA Loans:

Home Purchases

Refinances

VA IRRL (Streamline a VA loan into a VA loan no appraisal required)

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USDA Loans:

Rural properties with no down payment.

Investment properties

Purchase or refinance

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And much, much more.